A small debt makes a man your debtor, a large one your enemy.
- Proverb, Irish

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If you are sick and tired of your life and complain all the time, think again, see this video and see what you have to complain

This video is really inspiring (even thought it is a commercial)

It is time to stop complaining…

Until next time

www.justinwong.ch.com

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The ultimate goal of a more effective and efficient life is to provide
you with enough time to enjoy some of it.
- Leboeuf, Michael

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Most probably you would have seen this before but let me just remind you about this. Ask yourself this question

Did you know that by the time we hit 65:

• 1% Are Seriously Wealthy.
• 4% Are well off.
• 5% Are STILL working because they HAVE to.
• 54% Must DEPEND on family or government support to make ends meet.
• 36% Are dead.
Which statistic do you want to be?
The wealthy top 5% are business owners, earning commission and profit; only a few of the well off top 5% are Highly educated professionals that have been able to build wealth as employees working for a monthly salary.
*Statistics from U.S. Department of Health, Education & Welfare in tracking people from age 20 to 65.

Now, here is another statistic for the Malaysians.
According to the Department of Statistics Malaysia, more than half of the Malaysian households earn a monthly income of less than RM3,000.
Out of 5.8 million households in the country surveyed, 8.6% earns an income of below RM1,000, 29.4% earns in between of RM1,000 and RM2,000, and 19.8% brings home income in the range of RM2,001 and RM3,000.
Hence the total of those earning an income of RM3,000 or less is about 3.4 million, equivalent to close to 60%.
The remaining of the households earn between RM3,001 and RM4,000 (12.9%), RM4,001 and RM5,000 (8.6%), RM5,001 and RM10,000 (15.8%), and above RM10,000 (4.9%).
Table of income tabulation:
Income range Percentage (%)
below RM1,000 8.6%
RM1,000 to RM2,000 29.4%
RM2,001 to RM3,000 19.8%
RM3,001 to RM4,000 12.9%
RM4,001 to RM5,000 8.6%
RM5,001 to RM10,000 15.8%
above RM10,000 4.9%
So, isn’t it time you start doing something about it? If you have the option of getting rich and financial stability, good for you. But if you are still living cheque to cheque basis, you gotta think of something.
Until Next Time,

Have a wonderful day
www.justinwongch.com

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